Sky High Associates, LLC
Claim Process
From Verification to Recovery
Every Stage, Every Detail.
From initial verification through final recovery, every detail of your claim receives careful, professional attention. We coordinate documentation, monitor requirements and deadlines, and manage each stage of the process to keep your claim organized, accurate, and moving forward.
What Happens After a Foreclosure Sale?
Tax-deed and mortgage foreclosures involve properties sold at auction because of unpaid taxes or mortgage debt.
When a property sells for more than the foreclosure debt, taxes, liens, and authorized expenses, surplus funds may remain for the former owner or other eligible claimants. Although notices may be sent, they do not always reach the rightful recipient, and many people remain unaware that funds may be available.
We understand that navigating through the complex time-consuming process is overwhelming. We handle the entire process for you. We are trusted, dedicated and successful in assisting our clients in reclaiming their funds held by the agencies and the courts.
Claims are Time-Sensitive
Deadlines and filing requirements can affect your ability to recover funds. Understanding the process and taking timely action can help keep your claim moving forward.
Have questions about your potential claim? Let our team explain your options and help you determine the best next step.
Discuss Your Claim
Initial Verification
Funds, title, liens, claim requirements, and other interests that may affect recovery are reviewed before proceeding.
Submitting Your Claim
Once we receive your signed Letter of Representation, we begin by verifying the available funds, reviewing title, lien information, and confirming document requirements including notarizations for your claim. This verification must be completed before we can move forward with the claim preparation.
We gather the required forms and supporting documentation, provide any paperwork requiring notarization, and coordinate notary arrangements. Once returned, all completed documents are reviewed before submission.
After we receive your completed documents, including any required notarized paperwork, our claims processor reviews the appropriate paperwork for submission.
Once initial verification is complete, we’ll provide any additional documents required for your claim. When your paperwork requires notarization, we’ll arrange for a notary. After we receive your completed notarized documents, our claims processor will review the appropriate paperwork for submission. When legal assistance is needed we coordinate with our attorney partners.
Before filing, our team performs a more comprehensive title search to confirm lien priority, rightful ownership, and any additional claims or recorded interests that may affect the surplus. This final review also allows us to identify matters that may not have appeared during the preliminary verification or that were recorded afterward.
Once the title review and required documentation are complete, the appropriate claim or petition is filed with the court, county, or agency, formally initiating the recovery process.
We Prepare Your Documents
Recovery & Disbursements
We Advocate for Your Claim
We Complete the Recovery Process.
We monitor your claim, communicate with the agencies involved, respond to additional requests, and keep you informed throughout the review and approval process.
Ongoing Monitoring
Once your claim is approved and payment is received, we notify you and complete the final disbursement according to the terms of your agreement.
Timeframe: Once we receive your completed signed and notarized paperwork and finish our final review, we promptly submit your claim to the appropriate agency, county, or court. Processing times vary by jurisdiction and case complexity. Many claims are completed within approximately 30–90 days; however, some may take three to six months or longer.
No Upfront Fees---Ever
No upfront costs. Our compensation is contingency-based.
Full-Service Support
We coordinate your recovery from initial research through final resolution.
Experienced Support
Experienced professionals and attorney partners support your claim when needed.
Beyond Recovery
Additional post-foreclosure and transition assistance is available when needed.
What Makes Sky High Associates Different?
Clear Documentation Helps Move Your Claim Forward
Every case is handled on a contingency basis. We advance the research, filing, and administrative costs required to pursue your recovery and are paid only after funds are successfully recovered. Any fees or costs specific to your case will be clearly disclosed in your Letter of Representation before you sign.
Claim Paperwork
Your Claim Starts Here
Once you decide to move forward, your claim begins with the required authorization and representation paperwork. These documents allow our team to begin varifying the funds, wonwership and potential liens before preparing the remaining documents required for your claim.
This is a brief explanation of each document we use to complete your claim and its purpose.
Letter of Representation
This agreement allows our company to communicate and assist with your claim. It explains our services. representation, and contingency-based payment structure. There are no upfront costs---we are paid only after a successful recovery.
Authorization (When Required)
This paperwork gives us permission to communicate with the agencies involved, request information, and assist with processing your claim.
Limited Power of Attorney (When Required)
This paperwork gives us limited authority to complete specific tasks related to your claim. It applies only to the claim and does not give us control over your other personal or financial matters.
Assignment of Interest in Foreclosure Sale Excess Proceeds
This agreement assigns a specified interest in the excess proceeds according to the terms stated in the paperwork.
Letter of Direction
This letter identifies the parties involved and instructs the agency on how to release. It helps ensure the payment is issued correctly and prevents unnecessary processing delays. Once payment is received, we send your portion within approximately 10 days.
Affidavit of Heirship (For Heirs Only)
This sworn statement is used when the original property owner passed away without a will. It helps confirm rightful heirs and establishes eligibility to claim the funds.
From initial research through final recovery, every stage is managed with careful attention to documentation, deadlines and the details that matter.
Professional Research,
Documented Process,
Dedicated Recovery Support
Explore
Select a page below to learn more about our services, process, and support.
Not sure what documents are required? Our claims team can explain the paperwork and help you prepare for the next step.
Ask About Your Paperwork
Sky High Associates offers unclaimed funds retrieval services
